Transfer $1,000+ to your Giddy wallet, stake into any earning vault, and earn a 3% bonus in USDC — on top of the DeFi yield you're already earning. Here's everything you need to know.

Your yield just got a bonus on top.

We're launching the 3% Deposit Bonus — a limited-time offer that pays you 3% in USDC on every dollar of new funds you bring to Giddy and stake into earning vaults. This is on top of the yield your vault is already generating, with current vaults offering up to 12.5% APY on stablecoins, 5.6% on BTC, and 4.1% on ETH.

If this sounds familiar, it should. Platforms like Robinhood have made deposit match bonuses a core part of their growth strategy, offering 1-3% on IRA contributions and account transfers. Those promotions move billions in assets because the value proposition is dead simple: put your money here, get a bonus.

We're bringing that playbook to DeFi — with some important upgrades.

How the 3% Deposit Bonus Works

1. Transfer new funds to your Giddy wallet. Send crypto from any wallet or exchange — Coinbase, Robinhood, Kraken, Binance, Crypto.com, Gemini, MetaMask, or anywhere else. Minimum: $1,000 in net new funds.

2. Stake into any Giddy earning vault. All active vaults qualify — stablecoin vaults (USDC, USDS, USDT), BTC vaults, ETH vaults, LINK vaults, and more. You can split across multiple vaults.

3. Activate your bonus. Open the support chat in the Giddy app and tell us: "I want to activate the 3% Deposit Bonus." Our team will confirm your activation within minutes.

4. Earn your bonus over 18 months. The 3% bonus is paid in USDC on the following schedule:

• 6 months: 1% of your deposited value

• 12 months: 1% of your deposited value

• 18 months: 1% of your deposited value

Your funds must be staked in one or more Giddy earning vaults at each milestone to receive the corresponding payout. There is no cap on the bonus amount.

Important: You can move between vaults freely. Want to switch from a stablecoin vault to a BTC vault to chase better yields? Go for it. As long as your funds stay staked in Giddy vaults, your bonus eligibility stays intact.

The Math: Why This is a Big Deal

Let's look at some real scenarios.

Stablecoins: Dollar DOLA Duel (12.5% APY) Transfer $10,000 from Coinbase → stake in Giddy's Dollar DOLA Duel vault (stablecoin, Ethereum/Curve).

• 18-month vault yield: ~$1,875

• 3% Deposit Bonus: $300 in USDC

• Total earned over 18 months: ~$2,175

• Your principal holds stable value — no crypto price risk

Bitcoin: Blue Sky BTC (5.6% APY) Transfer $10,000 in BTC from Robinhood → stake in Giddy's Blue Sky BTC vault (Ethereum/YieldBasis).

• 18-month vault yield: ~$840

• 3% Deposit Bonus: $300 in USDC

• Total earned over 18 months: ~$1,140 (plus any BTC price movement)

Ethereum: Barrel of Ether (4.1% APY) Transfer $10,000 in ETH → stake in Giddy's Barrel of Ether vault (Ethereum/Curve).

• 18-month vault yield: ~$615

• 3% Deposit Bonus: $300 in USDC

• Total earned over 18 months: ~$915 (plus any ETH price movement)

Go Big: No Cap Means No Limits Transfer $100,000 and your bonus is $3,000. Transfer $500,000 and it's $15,000. There is no ceiling.

How Giddy's Bonus Compares to Robinhood

Where Can I Transfer From?

Anywhere. Giddy accepts crypto transfers from:

• Major exchanges: Coinbase, Robinhood, Kraken, Binance, Crypto.com, Gemini

• Any crypto wallet: MetaMask, Trust Wallet, Ledger, Trezor, etc.

• Direct purchase: You can also buy crypto directly in Giddy via ACH, debit, or credit card — and those funds count too

If you can send crypto, you can fund your Giddy wallet.

Which Vaults Should You Choose?

All active Giddy earning vaults qualify. Here's a quick guide:

If you want stability: The Dollar DOLA Duel vault currently pays 12.5% APY on stablecoins (Ethereum/Curve). Your value stays pegged to the dollar while earning yield. This is the "better savings account" play.

If you're bullish on BTC: The Blue Sky BTC vault pays 5.6% APY with full BTC price exposure (Ethereum/YieldBasis). Earn yield on your Bitcoin without giving up price upside.

If you hold ETH: The Barrel of Ether vault pays 4.1% APY on ETH (Ethereum/Curve). Earn yield on your Ethereum while keeping full price exposure.

Want to diversify? Spread your deposit across multiple vaults. They all count toward your bonus. And you can rebalance between vaults anytime without affecting your bonus eligibility.

How to Get Started

1. Download Giddy from the App Store or Google Play

2. Transfer $1,000+ to your Giddy wallet from any exchange or wallet (or buy directly in the app)

3. Stake into your vault(s) of choice

4. Activate your bonus — open the support chat and say "I want to activate the 3% Deposit Bonus"

The activation window runs through April 30, 2026. After that, this offer is gone.

Important Details

• The 3% bonus is calculated based on the value of new funds at the time of initial deposit into your Giddy wallet

• "Net new funds" means money newly transferred into your Giddy wallet from an external source — not existing balances

• Funds must be staked in one or more active Giddy earning vaults to qualify for each payout milestone

• You can switch between vaults freely without losing eligibility — only a full withdrawal from all vaults would disqualify a future payout

• The bonus is paid in USDC regardless of which vault(s) you use

• Prior bonus payouts already received are not affected if you withdraw later

The Bottom Line

If you've ever looked at Robinhood's transfer bonuses and thought "I wish something like this existed for DeFi" — it now does. Except you keep your keys, you earn real DeFi yield, there's no cap on the bonus, and you can optimize your vault strategy the whole time.

The 3% Deposit Bonus is live now through April 30.